Journal · FY 2025-26
Tax & Finance Journal
Practical guides on Indian tax planning, investments, and financial decisions.
Income Tax Calculator India 2025-26: Complete Guide
How to calculate your income tax for FY 2025-26, compare old vs new regime, and pick the option that saves you the most. Includes examples and a deduction checklist.
All Articles
Old vs New Tax Regime 2025-26: Which Should You Choose?
A detailed comparison with break-even analysis, salary slabs, and real examples. Find out which tax regime saves more money for your income level.
HRA Exemption Calculation: Complete Guide for Salaried Employees
Understand the three HRA rules, metro vs non-metro differences, and step-by-step calculation examples to maximize your House Rent Allowance exemption.
SIP Calculator: How Much Can You Accumulate?
Learn how SIP compounding works, why step-up SIP accelerates wealth, and how investing ₹10,000/month can build a ₹1 crore corpus over time.
Section 80C Deductions: Complete List & Tax Savings Guide
Every eligible 80C instrument — from ELSS and PPF to home loan principal — explained with limits, lock-in periods, and strategy for maximum tax savings.
How to Analyze Your Bank Statement for Tax Planning
What to look for in your bank statement, how to categorize transactions, spot anomalies, and use the data to prepare for tax filing and financial planning.
Advance Tax Due Dates FY 2025-26: All 4 Deadlines, Calculation & How to Pay
All four advance tax instalments for FY 2025-26 — due dates, how to calculate each instalment, penalties under Section 234B & 234C, and a step-by-step online payment guide.
HRA Exemption Calculation 2026: Formula, Metro vs Non-Metro & Examples
Complete guide to HRA exemption under Section 10(13A) — three-rule formula, metro vs non-metro cities, worked examples for Mumbai and Bengaluru, and documents checklist.
Best Tax Saving Investments Section 80C 2025-26: ELSS vs PPF vs NPS
Compare every Section 80C instrument — ELSS, PPF, NPS, NSC, tax-saving FDs, Sukanya Samriddhi, and ULIP — on returns, lock-in, risk, and tax treatment. Plus the optimal mix for your income.
Ready to calculate your taxes?
Free calculators — no signup, no data stored, instant results.