Terms of Service

By using our website or services, you acknowledge that:

• You have read, understood, and agree to these Terms
• You are at least 18 years of age
• You have the legal capacity to enter into a binding agreement
• You will comply with all applicable laws and regulations

If you do not agree with these Terms, please do not use our services.

• Personalized tax consultation with CA-verified experts
• Tax planning and optimization strategies
• ITR filing assistance
• Salary restructuring recommendations
• Investment planning advice

Pricing and service details are provided on our consultation page and during booking.

As a user of Taficon, you agree to:

• Provide accurate and complete information
• Update your information if it changes
• Keep your account credentials confidential
• Not misuse or abuse our services
• Not attempt to hack, reverse-engineer, or disrupt our website
• Not use automated tools (bots, scrapers) without permission
• Comply with all applicable tax laws and regulations
• Not hold Taficon liable for your tax filing decisions

• Full Refund: If you cancel before the consultation starts (at least 24 hours notice)
• Satisfaction Guarantee: Money-back if not satisfied with consultation quality
• No Refund: After consultation is delivered (unless quality issue)
• Refund Timeline: Processed within 5-7 business days to original payment method
• How to Request: Email refunds@taficon.app with booking details

All content on Taficon (calculators, blog posts, designs, code) is owned by Taficon or licensed to us. You may not:

• Copy, reproduce, or republish our content without permission
• Use our calculators or tools on other websites
• Remove copyright or proprietary notices
• Create derivative works without authorization

Permitted Use: You may share links to our content, quote small excerpts with attribution, and use calculators for personal, non-commercial purposes.

To the maximum extent permitted by law:

• Taficon is provided "as is" without warranties of any kind
• We do not guarantee uninterrupted or error-free service
• We are not liable for indirect, incidental, or consequential damages
• Our total liability is limited to the amount you paid for services (if any)
• We are not responsible for third-party websites or services linked from our site
• You use our calculators and information at your own risk

CA Partner Services: Our CA partners maintain professional indemnity insurance. Issues with their advice should be raised directly with the concerned CA.

• Your consultation details are kept confidential by our CA partners
• We comply with CA professional confidentiality standards
• Your data is protected as per our Privacy Policy
• We do not share your financial information with third parties (except as required by law)

We reserve the right to:

• Suspend or terminate your account for violating these Terms
• Refuse service to anyone for any reason
• Modify or discontinue services without notice
• Remove content that violates our policies

You may terminate your account at any time by contacting us or deleting your data.

These Terms are governed by the laws of India. Any disputes arising from these Terms or your use of Taficon will be subject to the exclusive jurisdiction of courts in Mumbai, India.

We may update these Terms from time to time. Changes will be posted on this page with an updated "Last Updated" date. Significant changes will be notified via email or website banner. Continued use after changes constitutes acceptance of the new Terms.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.