Calculate the maturity amount and returns from your monthly SIP investments in mutual funds. Plan your financial goals — retirement, home, education — with our free, accurate SIP calculator.
| Monthly SIP | Duration | Invested | Returns | Maturity |
|---|---|---|---|---|
| ₹5,000 | 10 years | 6 Lakh | 5.6 Lakh | 11.6 Lakh |
| ₹10,000 | 15 years | 18 Lakh | 32 Lakh | 50 Lakh |
| ₹20,000 | 20 years | 48 Lakh | 1.52 Crore | 2 Crore |
| ₹50,000 | 25 years | 1.5 Crore | 8 Crore | 9.5 Crore |
Indicative values at 12% annual return. Actual returns vary based on market conditions.
A SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in mutual funds. Monthly SIPs are the most common — your bank automatically debits the amount on a fixed date each month and invests it in the chosen mutual fund scheme.
Our SIP calculator helps you determine: (1) How much to invest monthly to reach a financial goal, (2) How much your current monthly SIP will grow over time, and (3) The impact of different return rates on your final corpus.
The golden rule of SIP investing: Start early, stay consistent, and increase investment over time. Even a modest ₹5,000/month SIP started at age 25 can grow to ₹3 crore by retirement at 60 (35 years at 12% return).