FIRE Calculator

Calculate your Financial Independence, Retire Early number with India-specific EPF, PPF, and NPS projections

Choose Your FIRE Path

Regular FIRE: Comfortable lifestyle with moderate expenses
Safe Withdrawal Rate: 3.33% | Typical expenses: Rs.50K-1L

Personal Details

Current Age

FIRE Age

Life Expectancy

Monthly Expenses (Rs.)

Inflation Rate6.0%

0%15%

India Retirement Accounts

EPF Balance

Monthly EPF

PPF Balance

Annual PPF (max 1.5L)

NPS Balance

Monthly NPS

Returns: EPF 8.25% | PPF 7.1% | NPS ~10%

Other Investments (Liquid)

Current Corpus

Monthly SIP

Equity Return (%)

Debt Return (%)

FIRE Status

Needs Adjustment

15 years to FIRE at age 45

Required Corpus

Rs.6.47 Cr

At 30x annual expenses

Projected Corpus

Rs.3.00 Cr

At age 45

Corpus Gap

Rs.3.59 Cr

Need +₹71,195/mo extra

FIRE Progress3.1%

Current: Rs.20.00 LTarget: Rs.6.47 Cr

25%

50%

75%

100%

FIRE Journey Projection